| Our Terms & Conditions Our terms and conditions comprises the content of this page, and also our initial disclosure document (IDD). You are encouraged to read our IDD before using our services. Click here to view our Initial Disclosure Document (IDD) Other Terms: 1. All services provided are non-advised. This is known as 'execution-only'. This means that you have not requested or received any advice concerning the suitability of any contract you arrange through us or make us the agent for. When buying a contract under these terms, you will not benefit from some of the regulatory protection provided when authorised advice is given, and you will have no right to redress should the contract turn out to be unsuitable. 2. All investments are to be arranged under the basis that all the initial commission is used, where possible, to offset charges or enhance my investment. Where an investment provider offers different commission options, investments shall be arranged under an arrangement which pays trail commission. 3. We pay you a share of any trail commission we receive each year in relation to your plans. This is paid in accordance with the schedule below:
4. We will only be liable to pay me commission in years where trail commission payments have actually been received from the investment provider. There may be some instances where trail commission is not paid on a plan or not transferred from the original agent in the case of existing investments. We cannot be held liable for this. 5. We will not be in a position to advise you in relation to your investments or review your investments in future as this is an execution–only service. If you have any queries concerning your investments in future or wish to make withdrawals then you must deal directly with the product providers. |
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